Solution Highlights
EASY OVER THE AIR ONBOARDING
The Montran Digital Wallet simplifies Over The Air (OTA) eWallet onboarding and person to person payments, nation-wide. It allows for easy merchant and agent onboarding, as well as providing merchants with significant financial benefits that instant, card-less, account to account payments bring: lower transaction fees, enhanced cash flow and POS cost optimization.
WIDE RANGE CONNECTIVITY AND INTEROPERABILITY
The Montran Digital Wallet is highly flexible and can be set up to handle a multi-player arrangement, offering the ability for multiple financial institutions to link directly to the digital wallet platform via API REST technology. This allows customers to view the balance and initiate payments from all linked accounts in the customer’s portfolio within the Montran Digital Wallet Mobile Application.
END USER MOBILE PLATFORM
Montran’s Digital Wallet Mobile Platform allows retail users and merchants to participate in cross bank to wallet transactions and vice versa, enabling maximum financial inclusion of the non-banked population segment.
WIDE RANGE USE CASES
Montran’s Digital Wallet Mobile Platform supports a large number of payment use case, including but not limited to:
- Person to Person (P2P)
- Person to Agent (P2A)
- Person to Merchant (P2M)
- Person to Government (P2G)
- Core Banking to Person (CB2P)
- Cash-In to Personal Account (CI2P)
- Person to Core Banking (P2CB)
- Cash out from Personal Account (P2CO)
- Bulk Billing and Payments (CO2Pn and G2Pn)
- QR Code Payment Initiation
Benefits
COMPLETE RETAIL FINANCIAL INCLUSION
Users of the Montran Digital Wallet can participate in the entire domestic payments ecosystem.
SEAMLESS ACCESS FOR END USERS
Montran’s Digital Wallet enables users to seamlessly access wallet to wallet or wallet to bank transactions from their mobile devices.
SEAMLESS ACCESS FOR MERCHANTS
Onboarded Merchants can also leverage the broad access to payment rails that Wallet customers enjoy.