Automated Clearing House
Montran is the world’s leader in ACH infrastructure solutions, enabling Central Banks and Clearing Institutions to streamline operations, comply with latest standards, enhance domestic and regional clearing arrangements, tighten security, and identify new revenue streams through an open, future proof and platform independent solution.
Solution Highlights
24/7 High Performance and Capacity
Montran’s solutions power Clearing Houses from medium to very high volumes leveraging the unparalleled scalability of the ACH platform on regular environments, by use of a modular component structure to meet individual requirements and provide flexibility for growth and expansion as needs arise.
Enhanced Messaging Standard Support
Montran’s ACH solution allows for adoption of a variety of messaging standards, with ISO20022 and NACHA compliance out of the box, providing Clearing House operators with a relevant future roadmap with backward compatibility in hybrid scenarios.
ACH payment entry and processing using standard message formats with or without image records, i.e. ISO20022, X9, NACHA, SWIFT XML, bulk payment and country specific message formats.
Highly Secure
Montran’s ACH solutions hold a perfect security track record, with no successful attacks on any Montran ACH customer over the past decade.
Benefits
FACILITATES COMPLETE DIGITAL PAYMENT CLEARING ACROSS A WIDE RANGE OF MARKET PARTICIPANTS
All digital payment instructions are covered by the Montran ACH solution: credit transfers, direct debits, cheques, eCheques, letters of credit, guarantees, enabling wide participation from Banks, Corporates, Government, Public Utilities, and Micro Financing operations.
LOW MAINTENANCE THROUGH AUTOMATION
Highly automated straight through processes support Clearing Houses and participants in optimizing and reducing maintenance costs and supervision operations.
INNOVATIVE CLEARING MECHANISMS
Montran’s ACH solution is powered by a flexible clearing mechanism that puts the Clearing House operator in the driving seat for market growth, onboarding and new product rollout, including regular and 24/7 ACH operations.